Fairfield County Bank Insurance Services Blog
All You Ever Wanted to Know About Insurance
Winterize Against Workers’ Comp Claims
Monday, April 26, 2021
In many parts of the United States, the onset of winter weather means an increase in workers' compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational...
Industry Insights: Why Contractors Need Professional Liability Insurance
Monday, April 26, 2021
\\ There was a time when contractors didn’t need to be too concerned about professional liability insurance, traditionally carried by architects, engineers and other design professionals for errors and omissions. But...
Top 5 Risks Facing Contractors
Monday, April 26, 2021
The list of risks facing construction firms is a long one: worksite injuries, skilled labor shortages, cash-flow problems, contract disputes, job site theft, defects in workmanship and material, weather delays and...
What Are Whole and Universal Life Insurance?
Monday, April 19, 2021
- Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the...
What Is Term Life Insurance?
Monday, April 19, 2021
Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the...
What Is Personal Umbrella Insurance?
Monday, April 19, 2021
Liability lawsuits are unpredictable these days. Juries are increasingly giving outsized awards to plaintiffs, and just about any accident can become prey to unscrupulous – even manufactured – claims of serious injury....
Business Interruption and Supply Chain Impacts
Monday, April 19, 2021
How Business Interruption Impacts Your Supply Chain - Hurricanes Harvey, Maria, Irma and Nate caused massive destruction when they landed in the United States in 2017 and resulted in over $200 billion in damage. When...
Homeowners, Solar Panels Are Green but Improper Insurance Might Make You Blue
Monday, April 19, 2021
- Your rooftop solar system is installed, the panels are powering your daytime routine and you’re amped you’re doing your part to reach a zero footprint. Then the tornado touches down. Your home is destroyed, but it’s a...
Own a home? Here are two policy options you should know about
Monday, April 5, 2021
If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...
Why a basic Homeowners policy isn’t always enough
Monday, April 5, 2021
Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...