Enterprise Risk Management (ERM) is a method of identifying and assessing critical risks facing an organization, quantifying their financial and strategic impact then implementing solutions to minimize or eliminate...

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You may not think much about your liability as an individual agent, but you really should. Unfortunately, you may be exposed to significant risk in a host of situations which you may be unaware of. We’d like to outline...

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Home shopping is an extremely important process. Unfortunately, there are numerous pitfalls that can ruin the experience and negatively impact your overall result. It’s no secret that being homeowner can have far-...

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Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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This may sound obvious, but selling a house sometimes comes down to just how appealing your home is to potential homebuyers. The attributes that make your house attractive to buyers can include price, the condition of...

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We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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What would you do without power tools? Well, you’d probably take on fewer home-improvement projects - and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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